How To Use Vision Insurance

Have you just purchased a vision insurance plan? You have made very prudent move because you will be able to save a considerable amount of money on you eye care needs. to enjoy the complete vision insurance benefits you should know how to use your vision insurance correctly. You should also have a clear understanding of your plan and the extent of the coverage that you can get from your vision insurance plan so that you can enjoy the fullest vision insurance benefits.

You must take time to read your St Louis vision insurance policy. Make sure that you pay attention to the fine print in your vision insurance policy so that you know clearly what it entails.

After familiarizing yourself with the vision insurance benefits and other policy details, you should get a complete list of participating service providers or the service providers in the vision insurance network. You must remember that you will be able to enjoy your vision insurance benefits only by using the service providers in your network. Certain vision insurance plans may allow you to use optometrist outside the network in certain situations but with limited benefits. You should make sure that you understand all such terms and conditions clearly.

To ensure that you enjoy full vision insurance benefits, have a complete list of Chesterfield network or St Peters network so that even in times of emergency you can approach a participating service provider.

Insurance We Accept:

We also accept Care Credit.

If you have any questions or doubts regarding your vision insurance plan make sure to have them clarified before you start using your cover so that you are not in for surprises at a later stage. You may have to pay your deductible amount as per your vision insurance plan before you can receive the services of your optometrist.

It is important that you provide your service provider with your policy details including the policy number and other proofs to verify your identity. Your optometrist’s office in Chesterfield or St Louis will run a quick check on the documentation that you have provided them with before giving you the required medical attention. You will be able to save a lot of time by going with all the required documents. If required you should call your optometrist’s office to check the documents or the papers that you should produce at the visit. This will save you an unnecessary trip and help you get the required eye care treatment without any undue delay.

In case you are allowed to use out of the network service provider, you may have to incur the full expenses out of your pocket and go for a reimbursement. In such cases, you should produce your vision insurance company with all the papers required to process your reimbursement request. Remember to get an itemized bill from your optometrist’s office so that you will not run into any complications with your reimbursement application.

Complete understanding of your vision insurance plan will go a long way in helping you get the maximum benefit possible from your vision insurance plan.

Our Partners

american optometric associaltion

all docs

care credit

Why Choose CVC?

Why Choose CVC


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Contact Lens Specialist
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Vision Therapy
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92 Chesterfield Mall
Chesterfield, MO 63017
T (636) 530 0202


MID RIVERS OFFICECunningham Vision Care
2330 Mid Rivers Mall
St Peters, MO 63376
T (636) 970 2448